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See all your college savings in one place

Estimate costs, track what you have saved, and see what it may cover.

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Free while in beta. No email needed for the demo.

Your path to collegeExample
Cost estimate $120,000108% coveredToday $68,400
20192032

A sample balance history and projection. Estimates are not guaranteed.

See where you stand. Plan what comes next.

Your balance over time

Example · Saved today
$68,400

2019–2026 balance history

Follow a dated balance history for each beneficiary, across their accounts.

How your savings are invested

Example · Investment mix
Stocks 64%Bonds 28%Cash 8%

See your mix of Stocks, Bonds, and Cash. Explore four glidepaths that shift the mix as college nears, or set your own.

What your savings may cover

Example · Cost estimate$120,000

57% saved today · College in 2032

Estimate costs from school type, years of attendance, and inflation. Compare that estimate with your projected savings.

Different accounts. One clear picture.

Built first for Virginia families, and now open to anyone.

Automatic updates

Invest529

Connect with a read-only credential from invest529.com. Balances refresh automatically. Gradually never asks for your main password and cannot move money.

Manual entry

Any other plan or account

Add a 529 plan, brokerage account, or savings account. Record a dated balance or fill in past history. No provider login needed.

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Together in your Gradually dashboard

Example dashboard

Avery's accounts

Total$68,400
  • 📈

    Total Stock Market Index

    Invest529 · Automatic

    $43,776
  • 📊

    Total Bond Market Index

    Invest529 · Automatic

    $19,152
  • 📁

    Avery's UTMA

    Added manually

    $5,472

College savings guides

Practical reading for organizing accounts, tracking a 529 plan, and planning what comes next.

Track college savings in one placeHow to track a 529 planWhat is a 529 plan?
View all guides

Free while in beta. No ads, no third-party trackers, and your data is not sold. Delete your account at any time.

Gradually is independent. It is not affiliated with Virginia529, Invest529, or Commonwealth Savers.

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