About Gradually
Gradually is a college savings tracker for 529 plans and other accounts. It works as a 529 account aggregator: it brings each balance into one dashboard, shows how it is invested, and projects it against an estimate of college costs.
Why I built it
I am a Virginia parent, saving for college for my two children. I found it hard to get the information I needed from the Invest529 website to plan ahead and to keep track of contributions.
I wanted one place to see each balance over time, the mix of stocks, bonds, and cash, and whether we are on pace for the cost of college. Gradually is that place.
What Gradually shows
- A dated balance history for each beneficiary, across all of their accounts.
- The mix of stocks, bonds, and cash, compared with the glidepath you choose.
- 529 projections: your savings projected forward, next to an estimate of what college may cost. For an in-state public school, the estimate starts from the average cost at Virginia's public universities, as reported by the State Council of Higher Education for Virginia.
Invest529 balances can update automatically. Gradually never uses your main Virginia529 login. It uses a separate read-only login that you create on invest529.com, and that login cannot move money. Any other plan or account can be added by hand. Gradually does not give financial advice.
Who runs it
Gradually is operated by Launchby.ai LLC. It is independent and is not affiliated with Virginia529, Invest529, or Commonwealth Savers.
It is free while in beta. It shows no ads, and your data is not sold. The security page and the privacy notice describe how your data is handled.
Contact
Questions and feedback are welcome at hello@gradually.io. You can also see what is planned, and suggest a feature, on the roadmap.